al khaliji

al khaliji evolving

We have come a long way. By 2011, we have positioned ourselves at the forefront of innovative banking. Our Qatar centric, corporate and treasury led, and customer-focused strategy have resulted in incredible outcomes, and our executives have been sought after in regional and global conferences for their input and expertise. As a contributing member of society, we have been involved in supporting environmental and social initiatives through our proactive Corporate Social Responsibility program (CSR). Our timeline below is only a window intour achievements over the past five years; a combination of both news that made headlines, and news that we made ourselves.

2011
Highlights

Everything came together in 2011. We surprise everyone with our continuous growth over consecutive quarters, despite a merger discussion period. A new leadership with Mr. Robin McCall appointed as Group Chief Executive Officer bringing new business strategy. An al khalijifinanced power and desalination plant – the biggest in Qatar – launches operations. The public begins associating al khaliji not only with banking, but with social responsibility, as we support scores of initiatives, forums and charities for the greater good of the community.

• Q3
  • al khaliji honored its clients in the spirit of Ramadan
  • al khaliji pledged support tSheikh Thani Bin Abdullah Al Thani Foundation for Humanitarian Services efforts in Africa
  • al khaliji provided exclusive support for 3rdCorporate Social Responsibility conference
  • al khaliji achieved 122 percent increase in net profit treach QR 249 million on 30 June 2011
• Q2
  • al khaliji lead arranger in the USD 600 million term loan for Al-Etisalat Al-Mutanakilah Al-Saudia company (Zain KSA)
  • al khaliji Executives, key speakers at theQatar Investor Relations seminar
  • al khaliji sponsored the First Financial Thought Leaders Summit that took place in Doha
  • al khaliji participated in the Annual Middle East Syndicated Loan conference
  • al khaliji awarded the winners at the World Environment Day events
  • al khaliji introduced New Guaranteed Investment product
  • al khaliji extended financing requirements for power and desalination plant
  • al khaliji ranked the fastest growing bank in the country, and one of the top in the region, according ta report by CPI Financial
• Q1
  • al khaliji heldits third Annual General Assembly and Extraordinary General Assembly
  • al khaliji signed an agreement with Qatar Development Bank for Al Dhameen SME Financing
  • al khaliji launched Business Installment Loan Products for SMEs in Qatar
  • al khaliji achieved a record net profit of QR 427 million, 155% up compared tfourth quarter (Q4) 2009

2010
Highlights

We continued texpand our ATM network, ensuring ease-of-access tmost residents. We alsopened up a new branch in Bin Omran. We launched our second innovative structured deposit linked tcrude oil price. We intensify our activities within our corporate social and citizenship program internally and externally, supporting both charitable organizations and business forums, and starting our own – “massar al khaliji’ graduate training program. We continue tinvest in our own family, with specialized trainings and development programs for our employees. We alsintroduced our first Platinum and Classic credit cards. Our website wins awards.

• Q4
  • al khaliji topped H&H Survey of listed companies in Qatar and banks across GCC for the 2nd year in a row
  • al khaliji signed a AED 1.14 billion Finance deal with Majid Al Futaim
  • al khaliji introduced a special offer tcelebrate National Day with 'Fee Free' Personal, Car and Home Loans
  • al khaliji won the 'Best Visual Website' in the Middle East at the 3rd Banking Arab Awards Competition
  • al khaliji participated in the M&A Corporate Finance and Advisory Conference in Doha
  • al khaliji launched the Contractor Finance products for government projects
  • al khaliji participated in a USD1.1 billion (QR 4 billion), 7 years deal for Abu Dhabi’s Emirates Steel industries
• Q3
  • al khaliji introduced its first Platinum andClassic Visa Credit Cards
  • al khaliji acted as Lead Arranger in USD 185 million Credit Facility GMMOS Group
  • al khaliji partnered with Saad Buzwair Automotive (Volkswagen) in an Autloan Promotion 2.99% autloan
  • al khaliji expanded its ATM channels reaching22 units by end of the summer of 2010
• Q2
  • al khaliji launched ‘’ massar al khaliji ‘’ the first next generation graduate training programme
  • al khaliji opened a new full service branch in Bin Omran area in Doha
  • al khaliji participated in the QR 928 million Murabaha Syndicated Facility for Turkey’s Bank Asya
  • al khaliji outlined its"next generation banking strategy"
• Q1
  • al khaliji launched its 2nd guaranteed structured deposit linked tcrude oil
  • al khaliji held its second Annual General Assembly and Extraordinary General Assembly AGA / EGA
  • al khaliji participated in the Qatar Career Fair 2010
  • al khaliji confirmed its commitment tfair banking – transparent pricing with minimum charges & nhidden fees
  • al khaliji launched its first Professional Development Programme (PDP)
  • al khaliji added 4 new ATMs tits ATM chain in key locations in Doha
  • al khaliji ranked 3rd in Qatar, 19th in the region in banks’ performance in 2008 and 2009, according toCPI Financial

2009
Highlights

We welcome Sheikh Hamad Bin Faisal Bin Thani Al-Thani as our Chairman. In testament tour general corporate citizenship and social strategy that aims tsupport education, enhance business knowledge, and build awareness in the local business community and Small and Medium Enterprises, we supported our first business forum. in commitment tthe country’s Qatarization drive, we participated for the first time at the Qatari Career Fair, and even hired banking staff tensure that we meet internal and external Qatarization targets. We alslaunched our first structured deposit linked tGold price – which was heavily oversubscribed.

• Q4
  • al khaliji hosted its first business banking forum in collaboration with KPMG
  • al khaliji published its third quarter(Q3) 2009 financial results
  • al khaliji topped Halverson &Halverson Survey of listed companies in Qatar and banks across GCC
  • al khaliji launched the first Wealth Management guaranteed structured product linked tGold
  • al khaliji provided financing facility for Kharamma’s SASCProjects
• Q3
  • al khaliji held the first half (H1) 2009 investor and press conference in al khaliji headquarters
• Q2
  • al khaliji published the first half (H1) 2009 Financial results
  • al khaliji cancelled the unpaid portion of its authorized capital
  • al khaliji held its 1st Annual General Assembly
  • al khaliji participated at the Qatar Career Fair 2009
  • al khaliji participated with Injaz Al Arab on its ongoing community programme
• Q1
  • al khaliji board approved the financial statements for the period ending 31 December 2008
  • His Excellency Sheikh Hamad Bin Faisal Bin Thani Al-Thani appointed as Chairman and Managing Director

2008
Highlights

In 2008, we started our retail banking service with the innovative ‘fusion’ account – the first one in Qatar that allows for an interest-bearing service that combines the benefits of both a savings and checking account. Our commitment tthe environment begins traise eyebrows in Qatar, with the installation of the first ec-friendly automatic teller machines (ATMs) in the country.

• Q4
  • al khaliji revised arrangements for its Extraordinary General Assembly (EGA)
  • al khaliji acquired BLC Bank (France) S.A
• Q3
  • al khaliji launched a highly attractive fixed deposit account 6% interest rate
  • al khaliji introduced the next generation ec-friendly and secure ATM machines in Qatar
  • al khaliji launched Qatar’s First interest paying current account "Fusion"
  • al khaliji opened its first full service branch on C-Ring Road
• Q2
  • al khaliji launched its 1st retail banking operations in Qatar and opened its service center in Q-postin West Bay
  • al khaliji participated in global investors in New York as part of a Qatar Investor Forum with the Qatar Exchange
  • al khaliji published its first Annual Report
• Q1
  • al khaliji announced its financial results for the period ended 31 December 2007

2007
Highlights

2007 saw the first year of operations for al khaliji. We inaugurated our West Bay headquarters early in the year, and opened our initial public offering shortly afterwards, raising 1.2 billion Qatari riyals in a process that defined transparency and fairness. We also saw our first foray of our CSR program, providing financial support for the American School of Doha

• Q4
  • al khaliji launched its Corporate and Institutional Banking business with key corporate deals
  • al khaliji participated in the Qatari Capital Markets Day at the London Stock Exchange
• Q3
  • al khaliji shares began trading on the Qatar Exchange
  • al khaliji entered negotiations tpurchase the UAE assets of BLC Bank (France) S.A.
• Q2
  • al khaliji QR 1.2billion Initial Public Offering introduced a new, quick, transparent and fair process for allocating shares attracting 86,547 investors
  • al khaliji began its first Corporate Social Responsibility program by supporting the American School of Doha
• Q1
  • al khaliji head quarter in Doha was established
  • al khaliji launched QR 2.88billion private equity placement