al khaliji
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corporate lending
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working capital finance
Working capital is essential for any business to succeed. A lack of working capital can really hold a business back from reaching it’s full potential. It is becoming increasingly important to have access to more working capital when you need it and we understand the pressures of this situation. Our working capital solutions are designed to help you bridge your cash flow gaps.
An overdraft may seem to be the easiest option. You may, however, find short term loans or trade finance more resourceful, depending on the extent of your needs and the business you’re in. Your relationship manager will help you choose the best suited option to meet your operational financial obligations.
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overdrafts
Most businesses, from time to time, need an overdraft, either to solve a short-term financing requirement or to manage fluctuating cash flow. We offer an overdraft that is ideal to manage your working capital requirements. The benefit of an overdraft is that you only pay interest on the amount you borrow and for days that you use it, making it a cost effective way to borrow. Our competitive interest rate is linked to a base rate. If the base rate falls you save on interest costs.
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short term loans
Looking for a quick injection of capital to grow your already successful business without giving up equity? A short term loan can be an ideal solution. When you’ve got a strong track record, we’ve got the money to help you implement opportunities for growth. Proper management of cash flow is critical for the success of any business. A working capital loan will also ease seasonal and erratic cash flow situations, so you can keep your business growing. Rates and terms are designed to fit your business needs and risk profile. Our working capital loans are available with variable or fixed payment terms. We will be happy to work with you to structure a loan solution with suitable terms and rates for your business.
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medium & long term loans
Term Loans are longer-term financial instruments that give you more certainty for planning ahead. We offer term loans tailored to your specific needs. We understand the importance of choosing the right type of loan and aim to be quick in responding to your needs, while keeping documentation as simple as possible. Your relationship manager will help you find the most suitable product, and tell you about the flexibility we offer in terms of repayment and drawdown options.