When more conventional methods of obtaining a business loan are either undesirable or not possible, there is always the option of structured finance. Structured finance essentially is the process of making a loan based on a strong performance in cash flow in the past. Rather than other assets being used as collateral for the loan, funds are advanced based on the history that indicate a consistent flow of cash into the borrower’s business that will allow for the timely and orderly repayment of the loan amount.
The use of structured finance can be attractive to businesses that do not have many material assets, but have a strong client base and a history of monthly billing coupled with consistent debt collection. For businesses that are looking to expand their client base, and need some quick cash to do it, structured finance may represent the most cost efficient way to raise funds.
Our corporate team has the expertise you require with a combination of industry insight and professional funding knowledge to facilitate financing for seasonality, growth, cash management, consolidation, international and domestic market expansion, acquisitions, receivables and any other financing that will help your business succeed.